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How Much Do You Know About Retirement Income?

To see just how much you know about creating income that will support you throughout retirement, answer the 10 questions!

7 Steps to a Financially Secure Retirement

If certified financial planner Ray LeVitre could give you one piece of advice when it comes to planning for retirement, it would be having a written financial plan.

How Much Everyone Else Has Saved In Their Retirement Accounts?
They say you need over $1 million saved for a comfortable retirement, you can’t help but wonder: Does everyone else have that much? Have a look!

 

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Top 3 Money Tips for Recent College Graduates

Transitioning from the college life can be hard, both emotionally and financially. Here are a few money tips to help you get your feet planted firmly on the right financial path.

How to Break the Paycheck to Paycheck Circle

Here are some tips on how to break the paycheck to paycheck cycle. Living paycheck to paycheck means that all the money that you bring in goes toward your essentials like rent, food, etc.

5 Tips to Pay Off a Mortgage Early

It can seem like a pretty daunting task to pay off a mortgage early but it’s very possible, and may be easier than you think. Here are a few tips that can help you pay off a mortgage early.

 

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How to master the art of the side hustle

Not only are side hustles a great way to make extra cash, but they could help you in a number of ways. Here’s how you build multiple streams of income and master the art of the side hustle.

How to negotiate with credit card companies

Bob tells how he minimized his interest expense by bargaining with Credit Card Company. Find out more if you’re interested in speeding up the debt reduction process.

Want to change your circumstances? Change your Mindset

Mindset matters because if you can’t change how you think, you can’t change how you act. If you can’t change how you act, everything will stay the same.

 

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The Difference Between Good Debt and Bad Debt

A good debt is purposeful. In contrast, bad debts are taken on for comparatively trivial reasons. Indebtedness plagues all generations and that is why the distinction should be recognized.

How to Orchestrate a Career Change

Why does everyone seem to think someone else’s job is cooler that theirs? Kate shares some valuable tips on how to mastermind your career change. Check out her advice and her personal story on how she made it.

How to Enjoy Your Summer Vacation Without Breaking the Bank

Your wallet is a little light but still want to have fun in the summer? Here are some good tips on how to nourish and rejuvenate your body and mind with small budget.

 

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How I earn credit card rewards responsibly

The topic of maximizing credit-card rewards seems to be a popular one lately. If you do it right, earning credit card rewards is a great money hack.

4 Tips For Securing Your Retirement Future

Today’s world is fraught with uncertainty and many of us are unsure about retirement. Find out about some helpful tips to secure your retirement future.

Smart401k: A Service That Helps You Invest Your 401(k) Money Better

Check out this A+ rated tool called Smart401k. An independent provider of retirement investment advice that could help you invest your money better!

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Should You Get a Travel Credit Card?

Travel credit cards come with benefits and drawbacks. Check if it matches your needs, lifestyle and habits. Find out about the best travel credit card offers for 2015 by the president of CreditRepair.

How Diane and Neal Saved 2 Years Income, Quit Their Jobs and Moved to France

Many people work in dissatisfying jobs and most people’s stories end there. Not Diane and Neal. See how they broke the shackles of mediocrity and boredom.

The New Grad’s Guide to Student Loan Debt

Finishing college is surely cause to celebrate but it is also time for some hard realities to hit. Check out the guide to help transition from student to graduate.

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Should I Get a Travel Credit Card?

Do you want to get a travel credit card? Other than APR and rewards, there are other things to consider. Check out what else you need to consider before having a travel credit card.

How Diane and Neal Saved 2 Years Income, Quit Their Jobs and Moved to France

If you are unhappy with your life, change it. Here is a story of how Diane and Neal prepared to change their life.

The New Grad’s Guide to Student Loan Debt

Finishing college is also time for some harsh realities to hit. Here is a guide to help transition from student to graduate (and debtor).

                                                 Technology, online banking, money transfer, e-commerce concept

Online banking is super convenient. You can take care of many banking transactions without ever leaving the comfort of your home. While many banks offer desktop applications, mobile banking apps are even handier. But is online banking safe? With some attention to detail, you can safely bank online and limit the risks of hackers gaining access to your accounts.

Here are five tips for online banking safety.

  1. Memorize a strong password. Like Fort Knox, your online banking accounts are only as safe as your password is strong. The best passwords are nonsensical, made up of a mix of numerals and characters, upper- and lowercase, special characters and symbols. These kinds of passwords are extremely difficult to crack, and because many consumers don’t use them, hackers will simply move onto an easier password. It’s also a challenge to recall a difficult password. Because your banking information is generally the most important data you want to protect, make this password the one you commit to memory.
  2. Keep it handy. Even one challenging password can be difficult to remember. Password managers save the day, securely storing your passwords and prompting you to use more difficult ones in lieu of weak ones. You can install a password manager across your devices (desktop, tablet and mobile device) so that you have help recalling passwords no matter which device you use to access banking (and other) information.
  3. Double down. Some banks offer two-factor authentication in order to access online accounts. For example, when you log into the system, the bank will send your mobile phone a text message with a code. In order to gain entry into your account, you’ll have to enter the code – something that hackers won’t have access to. If two-factor authentication isn’t already part of your online banking experience, ask your bank of they offer it.
  4. Know when you shouldn’t bank online. If you don’t have access to a secure Wi-Fi or internet connection, don’t do banking online. Public networks are not safe, and you should never use them to conduct online banking transactions. If you must get access, use a free or paid Virtual Private Network, which will encrypt your activity. Alternatively, use your cell phone data, which is safer than public networks.
  5. Be a regular. One of the best ways to ensure your bank account is safe is to check it frequently. Noticing suspicious activity early on means you’ll be able to report the breach quickly – and have a better chance to get back control of the account and potentially your lost money, too.

You can safely bank online by being smart about your activity. Use a strong password and commit it to memory. Get help from a password manager, and always use two-factor authentication. Don’t bank online over public networks and check your account regularly. With these steps, you’ll keep your bank account safe and be able to enjoy the convenience of online banking.

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Identity Theft Impacts Millions Each Year, Could You Be Next?

Just in the year of 2012, over 16 million people were victims of identity theft. Here are tips to protect yourself from identity theft.

3 Financial Mistakes New Grads Should Look Out For

There are many financial mistakes that a new college graduate makes. Here are some financial mistakes that Kayla made after college.

Are Credit Unions for You and Me?

You may hear good things about credit unions, but probably you do not know much about what they are. Here is some information to figure out about credit unions.